a img { border:none; color:#fff }

INPUT,TEXTAREA
{
    FONT-FAMILY: arial, sans-serif, verdana;
    color: #555555;
    font-weight: normal;
    font-size: 12px;
}

SELECT
{
  font-family: georgia, times new roman, times, serif;
    color: #444444;
    font-weight: normal;
    font-size: 16px;
}

a:link {
  color: #000000;
  text-decoration: none;
  font-style: bolder;
}
a:visited {
  color: #000000;
  text-decoration: none;
  font-style: bolder;
}
a:active {
  color: #ddddee;
  text-decoration: none;
  font-style: bolder;
}
a:hover {
  color: #999999;
  text-decoration: underline;
  font-style: bolder;
}
a.blue:link {
  color: #ddddee;
  text-decoration: none;
  font-weight: normal;
}
a.blue:visited {
  color: #ddddee;
  text-decoration: none;
  font-weight: normal;
}
a.blue:active {
  color: #ddddee;
  text-decoration: none;
  font-weight: normal;
}
a.blue:hover {
  color: #DAA520;
  text-decoration: underline;
  font-weight: normal;
}

a.top:link {
    font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 15px;
  font-weight: bolder;
  color: #ffffff;
  text-decoration: none;
}
a.top:visited {
  font-size: 15px;
  font-weight: bolder;
  color: #ffffff;
  text-decoration: none;
}
a.top:active {
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 15px;
  font-weight: bolder;
  color: #ffffff;
  text-decoration: none;
}
a.top:hover {
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 15px;
  font-weight: bolder;
  color: #999999;
  text-decoration: underline;
}
a.left:link {
    font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 12px;
  font-weight: 600;
  color: #50000;
  text-decoration: none;
}
a.left:visited {
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 12px;
  font-weight: 600;
  color: #50000;
  text-decoration: none;
}
a.left:active {
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 12px;
  font-weight: 600;
  color: #50000;
  text-decoration: underline;
}
a.left:hover {
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 12px;
  font-weight: 600;
  color: #DAA520;
  text-decoration: underline;
}
a.bottom:link {
    font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 12px;
  color: #ffffff;
}
a.bottom:visited {
    font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 12px;
  color: #ffffff;
}
a.bottom:active {
    font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 12px;
  color: #ffffff;
}
a.bottom:hover {
    font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 12px;
  color: #ffffff;
}
.cap {
float: left;
width: 30px;
font-size: 100px;
line-height: 72px;
font-weight: normal;
color:#444444;
font-family: garamond, book antiqua, times, times new roman;

}

.headline {
  font-family: georgia, garamond,book antiqua, times, times new roman;
  font-size: 36px;
  font-style: normal;
  line-height: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  color: #55578d;
  padding-top: 20px;
  padding-right: 0px;
  padding-bottom: 20px;
  padding-left: 0px;
  text-align: center;
}
.author {
  font-family: georgia, garamond,book antiqua, times, times new roman;
  font-size: 12px;
  font-style: italic;
  font-weight: normal;
  line-height: 12px;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-indent: 0px;
  color: #55578d;
  padding-top: 5px;
  padding-right:0;
  padding-bottom: 0px;
  padding-left: 0px;
  text-align: left;
}
.title {
  font-family: georgia, garamond,book antiqua, times, times new roman;
  font-size: 18px;
  font-style: normal;
  line-height: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-indent: 0px;
  color: #555555;
  padding-top: 0px;
  padding-right: 0px;
  padding-bottom: 0px;
  padding-left: 0px;
}
.smalltitle {
  color: #b0b86d;
  text-decoration: none;
  text-align: left;
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 14px;
  font-weight: normal;
  padding-bottom: 5px;
}
.author2 {
  font-family: georgia, times new roman, times, serif;
  font-size: 14px;
  font-style: italic;
  font-weight: normal;
  line-height: 12px;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-indent: 0px;
  color: #555555;
  padding-top: 5px;
  padding-right:0;
  padding-bottom: 5px;
  padding-left: 0px;
}

.date{
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 11px;
  font-style: normal;
  font-weight: bold;
  font-variant: normal;
  text-transform: none;
  text-indent: 0px;
  color: #000000;
  padding-top: 5px;
  padding-right: 0px;
  padding-bottom: 0px;
  padding-left: 0px;
 }
.navbar {
  font-family: georgia, times new roman, times, serif;
  font-size: 18px;
  font-style: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-indent: 0px;
  color: #ffffff;
  padding: 1px;
  border-bottom-width: 1px;
  border-bottom-style: solid;
  border-bottom-color: #cccccc;
 }
.bluenavbar {
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 14px;
  font-style: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-indent: 0px;
  color: #8592c6;
 }
.toppanel {
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 12px;
  font-style: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-indent: 0px;
  color: #000000;
  padding-top: 0px;
  padding-left: 25px;
  padding-right: 25px;
  border-left-width: 0px;
  border-left-style: solid;
  border-left-color: #cccccc;
  border-right-width: 0px;
  border-right-style: solid;
  border-right-color: #cccccc;
  border-top-width: 0px;
  border-top-style: solid;
  border-top-color: #cccccc;
  border-bottom-width: 0px;
  border-bottom-style: solid;
  border-bottom-color: #cccccc;
  background-color: #ffffff;
 }
.topleftpanel {
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 12px;
  font-style: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-indent: 0px;
  color: #000000;
  padding-top: 10px;
  padding-left: 10px;
  padding-right: 10px;
  border-left-width: 0px;
  border-left-style: solid;
  border-left-color: #dddddd;
  border-right-width: 0px;
  border-right-style: dotted;
  border-right-color: #dddddd;
  border-top-width: 0px;
  border-top-style: solid;
  border-top-color: #cccccc;
  border-bottom-width: 0px;
  border-bottom-style: solid;
  border-bottom-color: #cccccc;
 }
.toprightpanel {
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 12px;
  font-style: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-indent: 0px;
  padding-top: 10px;
  padding-left: 10px;
  padding-right: 0px;
  border-left-width: 0px;
  border-left-style: dotted;
  border-left-color: #cccccc;
  border-right-width: 0px;
  border-right-style: solid;
  border-right-color: #cccccc;
  border-top-width: 0px;
  border-top-style: solid;
  border-top-color: #cccccc;
  border-bottom-width: 0px;
  border-bottom-style: solid;
  border-bottom-color: #cccccc;
  background-color: #ffffff;
 }
.bottomrightpanel {
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 12px;
  font-style: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-indent: 0px;
  padding-top: 0px;
  padding-left: 5px;
  padding-right: 5px;
  border-left-width: 1px;
  border-left-style: dotted;
  border-left-color: #cccccc;
  border-right-width: 0px;
  border-right-style: solid;
  border-right-color: #cccccc;
  border-top-width: 0px;
  border-top-style: solid;
  border-top-color: #cccccc;
  border-bottom-width: 0px;
  border-bottom-style: solid;
  border-bottom-color: #cccccc;
  background-color: #ffffff;
 }
.mainpanel {
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 12px;
  font-style: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-indent: 0px;
  color: #000000;
  padding: 0px;
  border-left-width: 1px;
  border-left-style: solid;
  border-left-color: #cccccc;
  border-right-width: 1px;
  border-right-style: solid;
  border-right-color: #cccccc;
  border-top-width: 1px;
  border-top-style: solid;
  border-top-color: #cccccc;
  border-bottom-width: 0px;
  border-bottom-style: solid;
  border-bottom-color: #cccccc;
  background-color: #ffffff;
 }
.middlepanel {
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 12px;
  font-style: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-indent: 0px;
  color: #000000;
  padding-left: 20px;
  padding-right: 20px;
  padding-top: 0px;
  padding-bottom: 0px;
  border-left-width: 0px;
  border-left-style: solid;
  border-left-color: #cccccc;
  border-right-width: 1px;
  border-right-style: solid;
  border-right-color: #cccccc;
  border-top-width: 0px;
  border-top-style: solid;
  border-top-color: #cccccc;
  border-bottom-width: 0px;
  border-bottom-style: solid;
  border-bottom-color: #cccccc;
 }
.leftpanel {
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 11px;
  font-style: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-indent: 0px;
  color: #000000;
  padding: 4px;
  border-top-width: 0px;
  border-top-style: solid;
  border-top-color: #cccccc;
  border-right-width: 0px;
  border-right-style: dotted;
  border-right-color: #cccccc;
  border-bottom-width: 0px;
  border-bottom-style: solid;
  border-bottom-color: #cccccc;
  background-color: #ffffff;
 }
.leftpanelgrey {
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 11px;
  font-style: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-indent: 0px;
  color: #000000;
  background-color: #eeeeee;
  padding: 0px;
  border-top-width: 1px;
  border-top-style: solid;
  border-top-color: #cccccc;
  border-left-width: 1px;
  border-left-style: solid;
  border-left-color: #cccccc;
  border-bottom-width: 1px;
  border-bottom-style: solid;
  border-bottom-color: #cccccc;
 }
.rightpanel {
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 11px;
  font-style: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-indent: 0px;
  color: #000000;
  padding: 0px;
  border-top-width: 1px;
  border-top-style: solid;
  border-top-color: #cccccc;
  border-left-width: 1px;
  border-left-style: solid;
  border-left-color: #cccccc;
  border-right-width: 1px;
  border-right-style: solid;
  border-right-color: #cccccc;
  border-bottom-width: 1px;
  border-bottom-style: solid;
  border-bottom-color: #cccccc;
  background-color: #ffffff;
}
.pagepanel {
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 12px;
  font-style: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-indent: 0px;
  color: #000000;
  padding-left: 0px;
  padding-right: 0px;
  padding-top: 0px;
  padding-bottom: 0px;
  border-left-width: 1px;
  border-left-style: solid;
  border-left-color: #cccccc;
  border-right-width: 1px;
  border-right-style: solid;
  border-right-color: #cccccc;
  border-top-width: 1px;
  border-top-style: solid;
  border-top-color: #cccccc;
  border-bottom-width: 1px;
  border-bottom-style: solid;
  border-bottom-color: #cccccc;
  background-color: #ffffff;
 }
.email {
  font-family: Verdana, Arial, Helvetica, sans-serif;
  font-size: 11px;
  font-style: normal;
  line-height: 11px;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-indent: 0px;
  text-align: left;
  color: #000000;
  padding-right: 20px;
}
.main {
  border-width: 0px;
  border-style: solid;
  border-left-color: #cccccc;
  border-right-color: #cccccc;
  border-top-color: #cccccc;
  border-bottom-color: #cccccc;
  padding: 0px;
}
.main2 {
  border-width: 0px;
  border-style: solid;
  border-left-color: #cccccc;
  border-right-color: #cccccc;
  border-top-color: #ffffff;
  border-bottom-color: #cccccc;
  padding: 0px;
}

.main3 {
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 12px;
  font-style: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-indent: 0px;
  color: #444444;
  background-color: #ffffff;
  border-top-width: 0px;
  border-top-style: dotted;
  border-top-color: #EDEDE7;
  border-bottom-width: 0px;
  border-bottom-style: dotted;
  border-bottom-color: #EDEDE7;
  border-right-width: 0px;
  border-right-style: dotted;
  border-right-color: #cccccc;
  border-left-width: 0px;
  border-left-style: solid;
  border-left-color: #EDEDE7;
  padding: 10px;
}
.center {
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 12px;
  font-style: normal;
  line-height: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-indent: 0px;
  text-align: normal;
  color: #000000;
  background-color: #ffffff;
  padding-top: 0px;
  padding-right: 0px;
  padding-bottom: 0px;
  padding-left: 20px;
  border-left-color: #dddddd;
  border-left-width: 2px;
  border-left-style: dotted;
  border-right-color: #cccccc;
  border-right-width: 0px;
  border-right-style: solid;
  border-top-color: #cccccc;
  border-top-width: 0px;
  border-top-style: dotted;
}

.leftpanelnav {
  width: 175px;
  border: 1px solid gray;
  background: #FFFFEE;
  padding: 5px 5px;
  font-weight: 900;
  font-size: 12px;
  color: #666600;
}
.divider {
  border-top-width: 2px;
  border-top-style: dotted;
  border-top-color: #dddddd;
  padding: 0px;

}
.navpanelheader {
  background-color: #999999;
  border-top-width: 1px;
  border-right-width: 1px;
  border-bottom-width: 1px;
  border-left-width: 1px;
  border-top-style: solid;
  border-right-style: solid;
  border-bottom-style: solid;
  border-left-style: solid;
  border-bottom-color: #000000;
  padding: 2px;
  border-top-color: #000000;
  border-right-color: #000000;
  border-left-color: #000000;
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 10px;
  font-style: normal;
  line-height: normal;
  font-weight: bolder;
  font-variant: normal;
  text-transform: none;
  text-align: left;
  color: #ffffff;
}
.navpanel {
  border-top-width: 0px;
  border-right-width: 0px;
  border-bottom-width: 0px;
  border-left-width: 0px;
  border-top-style: solid;
  border-right-style: solid;
  border-bottom-style: solid;
  border-left-style: solid;
  border-bottom-color: #eeeeee;
  padding-top: 0px;
  padding-bottom: 0px;
  padding-left: 25px;
  padding-right: 25px;
  border-top-color: #eeeeee;
  border-right-color: #eeeeee;
  border-left-color: #eeeeee;
  font-family:  Arial, Verdana, Helvetica, sans-serif;
  font-size: 12px;
  font-style: normal;
  line-height: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  color: #555555;
  background-color: #ffffff;
}
.navpanel2 {
  background-color: #C6CED9;
  border-top-width: 1px;
  border-right-width: 1px;
  border-bottom-width: 1px;
  border-left-width: 1px;
  border-top-style: solid;
  border-right-style: solid;
  border-bottom-style: solid;
  border-left-style: solid;
  border-bottom-color: #cccccc;
  padding: 3px;
  border-top-color: #cccccc;
  border-right-color: #cccccc;
  border-left-color: #cccccc;
  font-family:  Arial, Verdana, Helvetica, sans-serif;
  font-size: 10px;
  font-style: normal;
  line-height: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-align: center;
  color: #000000;
}
.quote
{   
  background-color: #ffffff;
  padding: 15px;
  font-family: garamond, book antiqua, times, times new roman;
  border-top-width: 2px;
  border-right-width: 2px;
  border-bottom-width: 2px;
  border-left-width: 2px;
  border-top-style: solid;
  border-right-style: solid;
  border-bottom-style: solid;
  border-left-style: solid;
  border-bottom-color: #eeeeee;
  border-top-color: #eeeeee;
  border-right-color: #eeeeee;
  border-left-color: #eeeeee;
  font-size: 24px;
  font-style: italic;
  line-height: 50px;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-align: normal;
  color: #444444;
}
.quotetop
{   
  background-color: #C6CFD9;
  padding: 5px;
  border-top-width: 1px;
  border-right-width: 1px;
  border-bottom-width: 1px;
  border-left-width: 1px;
  border-top-style: solid;
  border-right-style: solid;
  border-bottom-style: solid;
  border-left-style: solid;
  border-bottom-color: #ffffff;
  border-top-color: #ffffff;
  border-right-color: #ffffff;
  border-left-color: #ffffff;
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 12px;
  font-style: normal;
  line-height: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-align: left;
  color: #444444;
}

.quoteheader
{   
  background-color: #000033;
  padding: 5px;
  border-top-width: 1px;
  border-right-width: 1px;
  border-bottom-width: 1px;
  border-left-width: 1px;
  border-top-style: solid;
  border-right-style: solid;
  border-bottom-style: solid;
  border-left-style: solid;
  border-bottom-color: #444444;
  border-top-color: #444444;
  border-right-color: #444444;
  border-left-color: #444444;
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 12px;
  font-style: bolder;
  line-height: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-align: center;
  color: #ffffff;
}


.ad {
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 11px;
  font-style: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-indent: 0px;
  color: #000000;
  background-color: #ffffff;
  padding: 10px;
  border-left-width: 2px;
  border-left-style: dotted;
  border-left-color: #EDEDE7;
 }

.h1 {
  font-family: times, times new roman, garamond, book antiqua;
  font-size: 24px;
  font-style: normal;
  line-height: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-indent: 0px;
  color: #55578d;
  padding-top: 0px;
  padding-right: 0px;
  padding-bottom: 0px;
  padding-left: 0px;
}

h4 {
  font-family: georgia, times new roman, times, serif;
  font-style: normal;
  line-height: 24px;
  font-weight: normal;
  font-variant: normal;
  text-transform: normal;
  text-indent: 0px;
  text-align: left;
  color: #555555;
  padding-top: 0px;
  padding-right: 25px;
  padding-bottom: 0px;
  padding-left: 0px;
  background-color: #ffffff;
}

h5 {
  font-family: georgia, times new roman, times, serif;
  font-style: normal;
  line-height: 24px;
  font-weight: normal;
  font-variant: normal;
  text-transform: normal;
  text-indent: 0px;
  text-align: left;
  color: #000000;
  padding-top: 0px;
  padding-right: 0px;
  padding-bottom: 0px;
  padding-left: 20px;
}

h6 {
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-style: normal;
  line-height: 24px;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-indent: 0px;
  text-align: normal;
  color: #000000;
  padding-top: 0px;
  padding-right: 0px;
  padding-bottom: 0px;
  padding-left: 0px;
}

.subhead {
  font-family: times new roman, times;
  font-size: 34px;
  font-style: italic;
  line-height: 30px;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-align: center;
  color: #cccccc;
  padding-top: 15px;
  padding-right: 5px;
  padding-bottom: 15px;
  padding-left: 5px;
}
.toc {
  font-family:  Arial,Verdana, Helvetica, sans-serif;
  font-size: 12px;
  font-style: normal;
  line-height: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-indent: 0px;
  text-align: left;
  color: #000000;
  background-color: #fcefce;
  padding-top: 5px;
  padding-right: 5px;
  padding-bottom: 5px;
  padding-left: 5px;
  border-top-width: 1px;
  border-right-width: 1px;
  border-bottom-width: 1px;
  border-left-width: 1px;
  border-top-style: dotted;
  border-right-style: dotted;
  border-bottom-style: dotted;
  border-left-style: dotted;
  border-color: #cccccc;
}
.toc2 {
  font-family:  Arial,Verdana, Helvetica, sans-serif;
  font-size: 12px;
  font-style: normal;
  line-height: 12px;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-indent: 0px;
  text-align: left;
  color: #000000;
  background-color: #ffffff;
  padding-top: 5px;
  padding-right: 5px;
  padding-bottom: 5px;
  padding-left: 5px;
  border-top-width: 0px;
  border-right-width: 0px;
  border-bottom-width: 0px;
  border-left-width: 0px;
  border-top-style: solid;
  border-right-style: solid;
  border-bottom-style: solid;
  border-left-style: solid;
  border-color: #cccccc;
}
.toc3 {
  font-family:  Arial,Verdana, Helvetica, sans-serif;
  font-size: 11px;
  font-style: normal;
  line-height: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-indent: 0px;
  text-align: left;
  color: #000000;
  padding-top: 0px;
  padding-right: 0px;
  padding-bottom: 0px;
  padding-left: 0px;
  border-top-width: 0px;
  border-right-width: 0px;
  border-bottom-width: 0px;
  border-left-width: 0px;
  border-top-style: solid;
  border-right-style: solid;
  border-bottom-style: solid;
  border-left-style: solid;
  border-color: #fcefce;
}

.tabletemp
{   
  background-color: #ffffff;
  padding: 0px;
  border-top-width: 1px;
  border-right-width: 1px;
  border-bottom-width: 1px;
  border-left-width: 1px;
  border-top-style: solid;
  border-right-style: solid;
  border-bottom-style: solid;
  border-left-style: solid;
  border-bottom-color: #ffffff;
  border-top-color: #ffffff;
  border-right-color: #ffffff;
  border-left-color: #ffffff;
}
.navpanelgoldtop
{   
  background-color: #e5b448;
  padding: 0px;
  border-top-width: 1px;
  border-right-width: 0px;
  border-bottom-width: 0px;
  border-left-width: 0px;
  border-top-style: solid;
  border-right-style: solid;
  border-bottom-style: solid;
  border-left-style: solid;
  border-bottom-color: #ffffff;
  border-top-color: #ffffff;
  border-right-color: #ffffff;
  border-left-color: #ffffff;
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 12px;
  font-style: bolder;
  line-height: normal;
  font-weight: 600;
  font-variant: normal;
  text-transform: none;
  text-align: left;
}
.navpanelgoldbottom
{   
  background-color: #bfb7a0;
  padding: 0px;
  border-top-width: 1px;
  border-right-width: 0px;
  border-bottom-width: 1px;
  border-left-width: 0px;
  border-top-style: solid;
  border-right-style: solid;
  border-bottom-style: solid;
  border-left-style: solid;
  border-bottom-color: #ffffff;
  border-top-color: #ffffff;
  border-right-color: #ffffff;
  border-left-color: #ffffff;
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 12px;
  font-style: bolder;
  line-height: normal;
  font-weight: 600;
  font-variant: normal;
  text-transform: none;
  text-align: left;
}
.navpanelbrown
{   
  background-color: #988865;
  padding: 5px;
  border-top-width: 0px;
  border-right-width: 0px;
  border-bottom-width: 0px;
  border-left-width: 0px;
  border-top-style: solid;
  border-right-style: solid;
  border-bottom-style: solid;
  border-left-style: solid;
  border-bottom-color: #ffffff;
  border-top-color: #ffffff;
  border-right-color: #ffffff;
  border-left-color: #ffffff;
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 12px;
  font-style: normal;
  line-height: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
}
.navpanelblue
{   
  background-color: #55578d;
  padding: 10px;
  border-top-width: 3px;
  border-right-width: 0px;
  border-bottom-width: 3px;
  border-left-width: 0px;
  border-top-style: solid;
  border-right-style: solid;
  border-bottom-style: solid;
  border-left-style: solid;
  border-bottom-color: #cccccc;
  border-top-color: #cccccc;
  border-right-color: #cccccc;
  border-left-color: #cccccc;
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 18px;
  color: #ffffff;
  font-style: normal;
  line-height: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-align: center;
}
.navpanelgreen
{   
  background-color: #b0b86d;
  padding: 8px;
  border-top-width: 0px;
  border-right-width: 0px;
  border-bottom-width: 0px;
  border-left-width: 0px;
  border-top-style: solid;
  border-right-style: solid;
  border-bottom-style: solid;
  border-left-style: solid;
  border-bottom-color: #cccccc;
  border-top-color: #cccccc;
  border-right-color: #cccccc;
  border-left-color: #cccccc;
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 15px;
  color: #ffffff;
  font-style: normal;
  line-height: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-align: center;
}
.navpanelyellow
{   
  background-color: #ffcd64;
  padding: 5px;
  border-top-width: 0px;
  border-right-width: 0px;
  border-bottom-width: 0px;
  border-left-width: 0px;
  border-top-style: solid;
  border-right-style: solid;
  border-bottom-style: solid;
  border-left-style: solid;
  border-bottom-color: #cccccc;
  border-top-color: #cccccc;
  border-right-color: #cccccc;
  border-left-color: #cccccc;
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 14px;
  font-style: normal;
  line-height: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
}
.navpanelyellow2
{   
  background-color: #ffcc66;
  padding: 7px;
  border-top-width: 0px;
  border-right-width: 0px;
  border-bottom-width: 0px;
  border-left-width: 0px;
  border-top-style: solid;
  border-right-style: solid;
  border-bottom-style: solid;
  border-left-style: solid;
  border-bottom-color: #cccccc;
  border-top-color: #cccccc;
  border-right-color: #cccccc;
  border-left-color: #cccccc;
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 12px;
  font-style: normal;
  line-height: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-align: left;
}
.navpanelred
{   
  background-color: #990000;
  padding: 7px;
  border-top-width: 0px;
  border-right-width: 0px;
  border-bottom-width: 0px;
  border-left-width: 0px;
  border-top-style: solid;
  border-right-style: solid;
  border-bottom-style: solid;
  border-left-style: solid;
  border-bottom-color: #cccccc;
  border-top-color: #cccccc;
  border-right-color: #cccccc;
  border-left-color: #cccccc;
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 10px;
  font-style: normal;
  line-height: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-align: left;
}
.navpaneldkblue
{   
  background-color: #000040;
  padding: 5px;
  border-top-width: 1px;
  border-right-width: 1px;
  border-bottom-width: 1px;
  border-left-width: 1px;
  border-top-style: solid;
  border-right-style: solid;
  border-bottom-style: solid;
  border-left-style: solid;
  border-bottom-color: #ffffff;
  border-top-color: #ffffff;
  border-right-color: #ccddee;
  border-left-color: #ccddee;
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 12px;
  color: #ffffff;
  font-style: normal;
  line-height: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
}
.navpanelpurple
{   
  background-color: #ddddee;
  padding: 5px;
  border-top-width: 0px;
  border-right-width: 1px;
  border-bottom-width: 1px;
  border-left-width: 1px;
  border-top-style: solid;
  border-right-style: solid;
  border-bottom-style: solid;
  border-left-style: solid;
  border-bottom-color: #ffffff;
  border-top-color: #ffffff;
  border-right-color: #ffffff;
  border-left-color: #ffffff;
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 13px;
  font-color: #000000;
  font-style: normal;
  line-height: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-align: left;
}
.navpanelpurpletop
{   
  background-color: #ddddee;
  padding: 3px;
  border-top-width: 1px;
  border-right-width: 1px;
  border-bottom-width: 1px;
  border-left-width: 1px;
  border-top-style: solid;
  border-right-style: solid;
  border-bottom-style: solid;
  border-left-style: solid;
  border-bottom-color: #ffffff;
  border-top-color: #ffffff;
  border-right-color: #ffffff;
  border-left-color: #ffffff;
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 12px;
  font-color: #000000;
  font-style: normal;
  line-height: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-align: left;
}
.navpanelgrey
{   
  background-color: #dadada;
  padding: 5px;
  border-top-width: 0px;
  border-right-width: 1px;
  border-bottom-width: 1px;
  border-left-width: 1px;
  border-top-style: solid;
  border-right-style: solid;
  border-bottom-style: solid;
  border-left-style: solid;
  border-bottom-color: #cccccc;
  border-top-color: #cccccc;
  border-right-color: #cccccc;
  border-left-color: #cccccc;
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 12px;
  font-color: #55578d;
  font-style: normal;
  line-height: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
 }
.navpanelwhite
{   
  background-color: #ffffff;
  padding: 6px;
  border-top-width: 1px;
  border-right-width: 0px;
  border-bottom-width: 0px;
  border-left-width: 0px;
  border-top-style: solid;
  border-right-style: solid;
  border-bottom-style: solid;
  border-left-style: solid;
  border-bottom-color: #cccccc;
  border-top-color: #bbbbbb;
  border-right-color: #cccccc;
  border-left-color: #cccccc;
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 12px;
  font-color: #000000;
  font-style: normal;
  line-height: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
}
.navpanelwhite2
{   
  background-color: #ffffff;
  padding: 6px;
  border-top-width: 1px;
  border-right-width: 0px;
  border-bottom-width: 1px;
  border-left-width: 0px;
  border-top-style: solid;
  border-right-style: solid;
  border-bottom-style: solid;
  border-left-style: solid;
  border-bottom-color: #cccccc;
  border-top-color: #bbbbbb;
  border-right-color: #cccccc;
  border-left-color: #cccccc;
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 12px;
  font-color: #000000;
  font-style: normal;
  line-height: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-align: left;
}
.navpanelwhite3
{   
  background-color: #ffffff;
  color: #555555;
  padding-left: 10px;
  padding-right: 10px;
  border-top-width: 1px;
  border-right-width: 0px;
  border-bottom-width: 1px;
  border-left-width: 0px;
  border-top-style: solid;
  border-right-style: solid;
  border-bottom-style: solid;
  border-left-style: solid;
  border-bottom-color: #cccccc;
  border-top-color: #cccccc;
  border-right-color: #cccccc;
  border-left-color: #cccccc;
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 11px;
}
.navpanelwhite4
{   
  background-color: #ffffff;
  color: #555555;
  padding: 10px;
  border-top-width: 1px;
  border-right-width: 1px;
  border-bottom-width: 1px;
  border-left-width: 1px;
  border-top-style: solid;
  border-right-style: solid;
  border-bottom-style: solid;
  border-left-style: solid;
  border-bottom-color: #cccccc;
  border-top-color: #cccccc;
  border-right-color: #cccccc;
  border-left-color: #cccccc;
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 12px;
}
.formleft
{   
  padding: 6px;
  border-top-width: 0px;
  border-right-width: 0px;
  border-bottom-width: 0px;
  border-left-width: 0px;
  border-top-style: solid;
  border-right-style: solid;
  border-bottom-style: solid;
  border-left-style: solid;
  border-bottom-color: #cccccc;
  border-top-color: #cccccc;
  border-right-color: #cccccc;
  border-left-color: #cccccc;
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 12px;
  font-color: #000000;
  font-style: normal;
  line-height: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-align: right;
}
.formright
{   
  padding: 6px;
  border-top-width: 0px;
  border-right-width: 0px;
  border-bottom-width: 0px;
  border-left-width: 0px;
  border-top-style: solid;
  border-right-style: solid;
  border-bottom-style: solid;
  border-left-style: solid;
  border-bottom-color: #cccccc;
  border-top-color: #cccccc;
  border-right-color: #cccccc;
  border-left-color: #cccccc;
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 12px;
  font-color: #000000;
  font-style: normal;
  line-height: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-align: left;
}
.navpanelgrey2
{   
  background-color: #eeeeee;
  padding: 6px;
  border-top-width: 1px;
  border-right-width: 0px;
  border-bottom-width: 0px;
  border-left-width: 0px;
  border-top-style: solid;
  border-right-style: solid;
  border-bottom-style: solid;
  border-left-style: solid;
  border-bottom-color: #cccccc;
  border-top-color: #cccccc;
  border-right-color: #cccccc;
  border-left-color: #cccccc;
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 12px;
  font-color: #000000;
  font-style: normal;
  line-height: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-align: left;
}
.navpanelgrey3
{   
  background-color: #eeeeee;
  padding: 6px;
  border-top-width: 1px;
  border-right-width: 0px;
  border-bottom-width: 1px;
  border-left-width: 0px;
  border-top-style: solid;
  border-right-style: solid;
  border-bottom-style: solid;
  border-left-style: solid;
  border-bottom-color: #cccccc;
  border-top-color: #cccccc;
  border-right-color: #cccccc;
  border-left-color: #cccccc;
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 12px;
  font-color: #000000;
  font-style: normal;
  line-height: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-align: left;
}
.navpanelgrey4
{   
  background-color: #eeeeee;
  padding: 6px;
  border-top-width: 1px;
  border-right-width: 0px;
  border-bottom-width: 0px;
  border-left-width: 0px;
  border-top-style: solid;
  border-right-style: solid;
  border-bottom-style: solid;
  border-left-style: solid;
  border-bottom-color: #cccccc;
  border-top-color: #cccccc;
  border-right-color: #cccccc;
  border-left-color: #cccccc;
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 12px;
  font-color: #000000;
  font-style: normal;
  line-height: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-align: left;
}
.navpanelgrey5
{   
  background-color: #eeeeee;
  padding: 6px;
  border-top-width: 1px;
  border-right-width: 1px;
  border-bottom-width: 1px;
  border-left-width: 1px;
  border-top-style: solid;
  border-right-style: solid;
  border-bottom-style: solid;
  border-left-style: solid;
  border-bottom-color: #cccccc;
  border-top-color: #cccccc;
  border-right-color: #cccccc;
  border-left-color: #cccccc;
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 12px;
  font-color: #000000;
  font-style: normal;
  line-height: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-align: left;
}
.navpanelgreyheader
{   
  background-color: #aaaaaa;
  padding: 8px;
  border-top-width: 0px;
  border-right-width: 0px;
  border-bottom-width: 0px;
  border-left-width: 0px;
  border-top-style: solid;
  border-right-style: solid;
  border-bottom-style: solid;
  border-left-style: solid;
  border-bottom-color: #ffffff;
  border-top-color: #ffffff;
  border-right-color: #ffffff;
  border-left-color: #ffffff;
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 11px;
  color: #ffffff;
  font-style: bold;
  line-height: normal;
  font-weight: 600;
  font-variant: normal;
  text-transform: none;
}
.navpanelblueheader
 {
  background-color: #ccddee;
  border-top-width: 1px;
  border-right-width: 1px;
  border-bottom-width: 1px;
  border-left-width: 1px;
  border-top-style: solid;
  border-right-style: solid;
  border-bottom-style: solid;
  border-left-style: solid;
  border-bottom-color: #000000;
  padding: 4px;
  border-top-color: #000000;
  border-right-color: #000000;
  border-left-color: #000000;
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 12px;
  font-style: normal;
  line-height: normal;
  font-weight: bolder;
  font-variant: normal;
  text-transform: none;
  text-align: left;
  color: #000000;
}
.headerblk
{
    FONT-WEIGHT: 600;
    FONT-SIZE: 15px;
    COLOR: #ffffff;
    FONT-FAMILY: arial, sans-serif, verdana;
}
.headergrey
{
    FONT-WEIGHT: 500;
    FONT-SIZE: 16px;
    COLOR: #000000;
    FONT-FAMILY: arial, sans-serif, verdana;
}
.footer {
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 11px;
  font-style: normal;
  line-height: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-indent: 0px;
  text-align: left;
  color: #000000;
  background-color: #ffffff;
  padding-top: 30px;
  padding-right: 5px;
  padding-bottom: 5px;
  padding-left: 5px;
}
.copyright {
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 11px;
  font-style: normal;
  line-height: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: bolder;
  text-indent: 0px;
  text-align: center;
  color: #555555;
  background-color: #ffffff;
  padding-top: 15px;
  padding-right: 5px;
  padding-bottom: 20px;
  padding-left: 55px;
  border-top-width: 1px;
  border-top-style: solid;
  border-top-color: #b0b86b;
}
.copyright2 {
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 10px;
  font-style: normal;
  line-height: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-indent: 0px;
  text-align: left;
  color: #000000;
  padding-top: 30px;
  padding-right: 5px;
  padding-bottom: 5px;
  padding-left: 15px;
  border-top-width: 0px;
  border-top-style: dotted;
  border-top-color: #cccccc;
}
  .smalltext {
  font-family: Arial, Verdana, Helvetica, sans-serif;
  font-size: 12px;
  font-style: normal;
  line-height: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-indent: 0px;
  color: #444444;
  padding: 20px;
}
  .heading {
  color: #ddddee;
  padding-top: 0px;
  padding-bottom: 20px;
  font-size: 24px; 
  font-style: bold;
  font-family: arial,verdana,helvetica,sans-serif; 
  font-weight: 700;
  text-align: center;
}
.sig {
  font-family: arial,verdana,helvetica,sans-serif;
  font-size: 12px;
  line-height: 30px;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  text-align: left;
  color: #000000;
  padding-top: 5px;
  padding-right: 0px;
  padding-bottom: 5px;
  padding-left: 200px;
}


  </style>